Flexible Loans for Your Small Business
Get the financial boost your business deserves with quick approvals and competitive rates.
Get the financial boost your business deserves with quick approvals and competitive rates.
Empowering small businesses with financial solutions
PennyBox is a financial platform dedicated to helping small and medium enterprises (SMEs) grow and thrive. We understand the challenges business owners face when trying to secure funding, which is why we've simplified the process.
Get decisions in hours, not weeks
Repayment plans that work for you
Real people ready to help
Solutions designed for your business needs
Working capital, equipment financing, and expansion loans tailored for your business.
Learn moreBridge personal financial gaps while keeping your business finances separate.
Learn morePowerful tools to help you plan, track, and optimize your business finances.
Learn moreComprehensive reports to help you understand and improve your financial health.
Learn moreGet funded in just 3 simple steps
Create your account in minutes with basic business information.
Complete our simple application with no hidden fees.
Receive funds in your account as fast as the same day.
Success stories from small business owners
PennyBox provided the working capital we needed to expand our bakery. The process was so simple and the funds arrived within 24 hours of approval!
As a startup, traditional banks turned us down. PennyBox understood our needs and gave us a chance. Their budgeting tools also helped us manage cash flow better.
The flexible repayment options saved us during a slow season. Customer service is exceptional - they really care about small businesses.
Have questions? Our team is here to help you with your financial needs.